Merisa Kurniasari Rahardiyan Ari Wicahyo, Rika Kisnarini, Dewi Septanti, Happy Ratna Santosa. “MICRO FINANCE INSTITUTION FOR HOUSING FINANCING IN INDONESIA”. International Journal of Research Science and Management, vol. 4, no. 6, June 2017, pp. 117-22, http://ijrsm.com/index.php/journal-ijrsm/article/view/453.