Ha Van Son & Nguyen Thi Liem. “FACTORS AFFECTING PEOPLE’S E-WALLET USING INTENTION: A CASE STUDY OF BAC NINH PROVINCE”. International Journal of Research Science and Management 8, no. 7 (July 30, 2021): 15–24. Accessed April 4, 2025. http://ijrsm.com/index.php/journal-ijrsm/article/view/40.